Mortgage Gimmicks Explained

Man in suit hold key out over desk with house on it

Mortgage Gimmicks Explained  Mortgage rates have been rising steeply since 2021 and are now commonly found in the neighborhood of 7%. This is significant as you might remember rates in 2021 were often below 3%.1 The run-up has cooled the housing market considerably.  Now, lenders are having to get creative to drive new business. They’re […]

10 Questions to Ask When Relocating in Retirement

older couple unpacking boxes in a well-lit room

Did you know that 40% of workers today plan to move to a different city or region after they retire?1 This underscores a trend of retirees eager to explore new horizons, trade familiar environments for fresh ones, and even redefine what their retirement living might look like. However, the decision to relocate during retirement shouldn’t […]

Flying in Style: Modern Airline Rewards

Woman with glasses smiling at her phone sitting in an airplane seat

We recently passed the 40th anniversary of frequent flyer programs as we know them. These programs started really simply, but forever changed the way we travel. Essentially, the more you flew, the more points you earned, the more free flights you received.  A lot has changed since the 1980’s, and to better understand our current […]

3 Biases That Can Sabotage Your Wealth

African american man looking confused at computer screen

Making financial decisions can often be more challenging than it appears. A variety of subtle influences can cloud our judgment. Among these, behavioral biases like anchoring, loss aversion, and herd behavior have been found to shape our choices significantly. In this article, we’ll explore each of these biases and ways to counteract their influence.  Anchoring  […]

5 Strategies to Boost Your Retirement Savings

Middle-aged married couple sitting next to each other behind kitchen counter laughing

Whether your retirement date is fast approaching or you still have a few years to go, it’s important to take steps to boost your nest egg so you’re better prepared to meet your goals. Consider the following five strategies for maximizing your savings potential.  1. Maximize tax-advantaged contributions  Get the most out of your savings […]

Target Date Funds: What They Are and When to Use Them

Close-up shot of hands writing on calendar book

These financial tools automatically rebalance as you near retirement. A target date fund is an investment instrument designed to become more conservative as it approaches a predetermined future date. For investors looking to simplify their retirement strategies, target date funds can be appealing for their “set-it-and-forget-it” nature. But how do they work and are they […]

5 Podcasts for Business Owners

Man with glasses wearing headphones and looking at phone while sitting on couch

Listening to podcasts is like having a personal coach or mentor for your business. Whether you’re looking for advice, creative ideas, or motivation, they can be a great help in reaching your goals. The podcasting industry is booming right now. Check out the growth since 2019:   Year Global Listeners 2019 274.8 million 2020 332.2 million […]

Gratitude’s Impact on Your Money Mindset

Hand holding open journal on table

When we hear the term “gratitude,” most of us think of living a happier and more fulfilling life. We think of slowing down, being mindful, and cherishing the small moments, like savoring a cup of coffee or reconnecting with an old friend. But how does gratitude shape our perspective on money? Could practicing gratitude be […]

Answering Your Kids Toughest Money Questions

Young girl raising hand in classroom setting

Kids ask tough questions about money. It’s how they learn. As a parent, these are teachable moments that offer a chance to impart some financial wisdom to them.   Start by asking them questions for clarification. After all, “Why does a lawyer always answer a question with a question?” Answer: “Why shouldn’t a lawyer answer a […]

Riches to Rags: Poor Money Choices of 5 Celebs

Hollywood Blvd sign with palm trees in the background

An increase in assets doesn’t come with an increase in financial acumen. Financial Literacy Month is a great time for us all to expand our knowledge. It’s also a great time to raise awareness of the many scams, frauds, or predatory lending practices that affect too many families every year. Sometimes we analyze “best practices” […]

Broker Check Logo